EXPAT INVESTMENT PLANNINGOffshore Bonds
What is an International Investment Bond?
Offshore investment bonds, also known as international bonds, are a flexible financial tool to help individuals living abroad have flexible control of their finances.
Investing in these bonds allows you to benefit from offshore tax advantages, which can increase your overall returns and provide strong investor protection.
The value of these bonds is closely tied to the investments held within your account, offering a unique range of benefits when it comes to bond taxation.
This is advantageous for individuals residing overseas. With its preferential tax treatment, offshore investment bonds create an ideal environment for the growth of your finances.
Returning expatriates can also benefit from provisions such as 5% annual tax-deferred withdrawals and top-slicing relief. This ensures individuals are able to utilise their knowledge and experience to protect their financial future.
Who Can Benefit From International Bonds?
The offshore investment bond is a highly advantageous option for individuals living abroad and intending to return back to the UK in the future, usually within a span of 5 to 15 years.
These financial vehicles provide remarkable income tax benefits that are particularly appealing during one's stay overseas.
KEY FEATURESTax-efficient
Benefits for returning Expats
Wide investment choice
LIMITATIONSMinimum investment level of £100,000
More expensive than Global Investment Accounts
Commissions can be charged by advisers
Charging structures can be opaque
Our Verdict
The International Investment Bond is a valuable resource for expatriates residing overseas who plan on returning back home and are looking to explore their options whilst living abroad.
Despite previous instances of mis-selling that have cast doubt on its credibility, opting for a fee-only approach when engaging with these bonds can offer significant benefits to expatriates, especially in terms of appealing tax advantages.
If you are contemplating the investment potential of offshore bonds, please do not hesitate to contact us.
Always be sure to seek professional and regulated advice when considering this product.
